Pay the basic medical insurance premium for urban and rural residents in one lump sum, and enjoy the medical insurance benefits for urban and rural residents from next year 1. Those who meet the conditions of insurance in that year shall go through the formalities of insurance payment within 90 days from the date of meeting the conditions of insurance, and enjoy urban and rural areas from the month of insurance payment.
Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.
The scope of use of the medical insurance card, when the insured workers go to the designated hospitals and pharmacies for medical treatment, they can use the password to swipe their cards on the POS machine, but they cannot withdraw cash or transfer money; Medical insurance card balance query, the insured workers can query the balance by phone, but also in China Bank Savings Office or designated hospitals and pharmacies in urban areas. You can also log in to the social security inquiry system online; Medical insurance card transaction query, insured workers can print medical insurance card transaction records, including personal account payment records and consumption records, with their ID cards and medical insurance to China Bank Savings Office. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.
legal ground
People's Republic of China (PRC) social insurance law
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations. Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.