Initial subscription share = (4000-60)/1.13 = 3486.72.

Second subscription fee = 20,000×1.5% = 300 yuan.

Second subscription share = (20000-300)/1.71=11520.46

Then the landlord's fund share = 3486.72+11520.46 =15007.18 (copies).

Dividend in three installments, namely 0. 1, 0. 15, 0. 1, and one * * * is 0.35 yuan.

Total dividends =15007.18× 0.35 = 5528+03.

Current market value =15007.18×1.1128 =16699.99 yuan.

I don't know when the landlord bought it. It's been at least two years. The redemption of funds for more than two years is 0. 1%, which means the redemption fee is only 16.7 yuan. It doesn't mean much.

Redeem 16683.29 yuan now. Generally speaking, (5252.513+16699.99-16.7)-(4000+20000) =-2064.438+097.

You lost more than 2000 yuan.

Supplement: There is almost no possibility that you can't redeem any of this fund within three years. China fund industry had never seen any fund lose 0 before it was established more than ten years ago.