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Future investment fund or real estate?
Judging from the rise of real estate, although housing prices have been regulated, it is of no help. The money that could have bought a house was only enough to buy a toilet. The more prosperous the place, the salary will never catch up with the increase of the house. I also heard that the state will come out to regulate again, and I believe that house prices will be adjusted back. For friends who want to buy a house to preserve their value, they are at a fork in the road. Should I buy a house or save money first?

I believe that many people will choose a house, because everyone struggles all his life just to have a "home". Generally, living in the city will become a "house slave". First, the down payment will empty the family's money, and then repay the loan every month for decades. Now house prices have indeed dropped. Just like Xiamen, the house price ranks fourth in the national cities, but ranks second. Considering such inequality, house prices will eventually fall. Therefore, the future house may be as worthless as Ma Yun said.

But can I just hold my monthly salary in my arms? Throughout the decades of economic development, the RMB began to depreciate more and more. I really miss the days when I could eat for a few cents. Now I don't feel heartache when I look at the number reduction in WeChat Alipay. If you save your money now, maybe ten or twenty years later, you can only buy a few hundred yuan of steamed buns. Isn't that a big loss?

Therefore, the house may not appreciate in the future, and the RMB may depreciate. In this way, neither method is a good choice. In fact, no matter how much the RMB depreciates, if the saved money can be regenerated, this is the way out in the future. For example, do some small business, invest in some facade houses and buy some fund insurance. Of course, the most important thing is to make yourself more comfortable and healthier.

Try to earn money, and finally don't give it to the hospital selflessly. Be kind to yourself from now on. Work, rest and play. Most importantly, even if you spend money on healthy and comfortable hair now, don't end up with more money and less money. Others ridiculed that "there will be more houses in the future, and house prices will plummet, but the onions in the future are estimated to be 101,000 Jin, because there is really no land, and they have all become houses." what do you think?