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When do you need to throw away the fund?
As long as the fund invests in stocks, it is the best time to sell before the stock market crash. Because the trading is based on the net closing value of the fund on that day, that is, referring to the closing market value of the stocks held on that day.

Equity funds have the highest correlation with stocks and bear the brunt.

Hybrid funds also have stock investments, which will also be related to the stock market.