1. When the securities market changes greatly, the investment risk caused by market fluctuation can be avoided through the conversion between funds with different risks.

2. When the income status or risk tolerance changes, you can change your investment in fund products that meet your investment objectives by changing your business.

3. In most cases, changing the investment variety of the fund by changing the business enjoys greater handling fee concessions than the normal redemption and re-subscription business.

4. Fund conversion business can simplify procedures and save a lot of time.