1. Open the Alipay homepage and click the "Wealth" button at the bottom.

All your investment and financial management activities will be carried out in this module.

2. Click in and you will see 5 sections, namely fixed term, fund, Yu'E Bao, gold and stocks.

Here you can choose the projects you are interested in investing in.

Next, let’s introduce them one by one.

3. Fixed term: Fixed term is divided into two parts; one part is the market, which is where you buy fixed term. You can choose the fixed term time you can afford and the annual interest rate you are satisfied with according to your own situation (usually seven days).

ized) to make purchases; the second is holding, which is where you manage and view the periodic purchases you've made.

4. Fund: The fund is divided into three parts, namely market, self-selection, and holding. The main general structure is still the same as that of regular funds, but there are losses and profits when buying funds. Novices may not want to risk their own assets.

Friends should be careful when buying it, after all, it will make you feel uncomfortable when you see it glowing green every day. Of course, if you have the mentality of giving it a try and turn your bicycle into a motorcycle, you can put aside a small part of your living expenses for a thrill!

There is also a fixed investment part in the fund, which is more suitable for friends who are preparing for long-term investment.

5. Yu’e Bao: The biggest advantage of Yu’e Bao is that it is convenient to withdraw cash, and it will arrive in your account within 2 hours. You can put the money you usually use in Yu’e Bao, and you can scan the QR code to pay in the store. You can also earn profits every day, but Yu’e Bao’s

The income is lower than that on a regular basis. The disadvantage is that you have to compete for share, which usually starts at 9 o'clock every morning.

6. Gold: The buying of gold in Alipay is zero-rate, but the service fees charged when selling are different depending on the holding time. The risk is lower than that of funds. Friends who often pay attention to the gold market can seize the opportunity and buy it at a low price.

Buy at a high price and sell at a high price.

7. Stocks: Stocks and funds are high-risk investments, so be careful when purchasing them.