Redemption money will automatically return to your account after deducting all handling fees, and it takes 5 trading days for stock funds.
Generally, the subscription fee is charged by the front end, and the redemption fee will not be charged (if it is charged by the back end, it will be charged according to the fund holding period), and the redemption fee is also charged according to the fund holding period.
The bank's redemption speed is slow, so investors are advised to invest in the funds of securities companies, and the redemption of stock funds only takes 3 trading days.
Buying funds in securities companies can earn much more than in other channels.
A securities company is a professional securities management institution and a three-dimensional securities investment platform.
Take the fund as an example, it can not only be sold off-site like a bank, but also on-site like a stock exchange, and it can also transfer the fund share from off-site to on-site according to your needs (for example, there is a price difference between on-site and off-site arbitrage) (but only a more professional securities company can help you do this).
Also, after the fiercest market competition, the handling fees of securities companies have dropped to a state of low profit and guaranteed capital. Isn't this the reason why investors are more welcome?