Significance of pension entering the market
Pension entering the market refers to the securities investment of personal account funds in the basic old-age insurance fund. Investing pension in the market can not only preserve and increase the value of pension, but also stabilize the market. 20 15, 161October 27th, Ministry of Human Resources and Social Security indicated that the pension will enter the market in 20 16 years, and the scale may exceed 2 trillion. Pension entered the market in May 1, 2065438. Based on the current pension scale of about 2 trillion RMB in China, if the investment quota reaches 30%, the maximum pension can reach 600 billion RMB.
It's time for pensions to enter the market.
August 20 15 17
Why should pensions enter the market?
A very important reason for the diversification of pension investment is forced by the situation. The aging rate in China is accelerating. In this case, the pressure of maintaining and increasing the value of China's pension is enormous, and the pension must go out of the bank and fight against inflation.
How much money can pensions bring into the market?
2065438+On August 23rd, 2005, the Measures for the Administration of Investment in Basic Endowment Insurance Funds issued regulations that the proportion of pension investment in stocks, stock funds, mixed funds and stock-based pension products shall not be higher than 30% of the net assets of pension funds.
The data shows that by the end of 20 15, the assets of China's basic old-age insurance fund were 3,993.7 billion yuan, but after deducting the reserved payment funds, the total amount of funds that China can include in the investment and operation scope is about 2 trillion yuan. Based on the upper limit of 30%, about 600 billion yuan will eventually enter the market.