The risk and return of this fund are stock type, mixed type and bond type from high to low. The risk of securities investment funds comes from the international financial situation and the trend of stock market. If the stock market falls unilaterally, investment funds are at risk from the beginning. Many investors have invested in funds at the high point of the stock market, and they are currently being quilted or losing more. The safe way to invest is to choose to start investing after the stock market has successfully bottomed out, that is, to start investing at a relatively low position and redeem it at a higher position in the stock market in order to obtain higher returns. In addition, if you choose a fund with good trend, strong profitability and top ranking, the income will be much worse than if you choose a poor fund.