What are the models of debt-biased funds

Debt-biased funds: mainly invest in bonds, with moderate returns, with more returns than bonds, but with greater risks. Among them, the median allocation ratio of bond investment is greater than the median allocation ratio of stock assets, and the gap between them is generally above 1%. If the difference is between 5% and 1%, the attribution will be determined by the performance comparison benchmark. Here, I would like to share with you some information about the partial debt fund models, hoping to help you!

What is a debt-biased fund

Debt-biased funds are mainly invested in bonds, with moderate returns, and more returns than bonds, but the crisis is also greater. Among them, the median allocation ratio of bond investment is greater than that of stock assets, and the gap between them is generally above 1%. If the difference is between 5% and 1%, the attribution is determined by the performance comparison benchmark and other conditions.

characteristics of debt-biased funds

debt-biased funds have low crisis and expected rate of return. They can flexibly allocate assets according to the trend of the stock market and share the opportunities brought by the stock market under the condition of controlling the crisis.

how to choose partial debt fund

first, understand the investment target of partial bond fund. Although all partial debt funds have no less than 8% assets invested in the bond market, the choice of bond types can also affect the future income of the fund. At present, some partial debt funds with advanced concepts have targeted credit bonds. The credit bond market is still a relatively unfamiliar market. Simply put, credit bonds are non-state credit bonds other than government bonds and central bank bills, including institutional bonds, financial bonds of policy financial institutions, corporate bonds and corporate bonds. It can be seen that the crisis and income of credit bonds are higher than those of national debt. For example, at present, the average annual yield to maturity of credit bonds for about five years is generally 4.-5.5%, which is about twice that of one-year time deposits of 2.25%, and its yield has a high advantage.

secondly, pay attention to the past performance of the fund manager and the comprehensive asset management ability of the fund enterprise. Different from the pure debt base, the partial debt fund also participates in the subscription of new shares and the secondary market at the same time, which puts forward higher requirements for the asset management ability of fund enterprises. As ordinary consumers, choosing fund products with brand advantages can get more protection. In 29-21, Tianfeng Bond Fund (closed) in Fuguo achieved very good results. On March 2th, 29, at the "Financial China Fund Award 29" awarding ceremony, Fuguo Tianli Growth Bond Fund won three Lipper Bond Fund awards for two years, three years and five years. It is the most awarded bond fund in this financial fund award.

finally, pay attention to the charging method. The subscription, subscription fee and management fee of bond funds are relatively low, and the charging method is more flexible, which is convenient for all kinds of funds to invest. For example, the sold-out Fuguo Youzeng bond fund, the C-type charging mode, the subscription fee for fund shares with a holding period of more than 3 days is zero, and the redemption fee is also zero, so investors can freely enter and exit, so that it will be very convenient for investors to use funds urgently, and it will achieve the purpose of maintaining and increasing value safely.