In some cases (for example, the customer reserved the wrong mobile phone number, or after the customer changed the mobile phone number, the original mobile phone number was reactivated by others), the mobile phone number holder does not want to receive the relevant short messages from the Bank, and can refuse such batch short messages by replying to the short messages, just by replying to "1".
When the extended data initiates a large transfer, or the accumulated transfer amount reaches a certain amount on the same day, the original authentication method is modified, and the authentication is performed by using SMS uplink, and the transaction is confirmed by replying to the verification code displayed on the webpage through SMS.
SMS uplink authentication adopts dual-channel and dual-factor authentication, which can avoid the loss of funds even if the computer is controlled by hackers.
Official website of Shanghai Rural Commercial Bank-Xin 'anbao