You are talking about WeChat Tenpay, which is the product of Tencent and Huaxia Fund claiming to boycott Yu 'ebao. Such online products, such as Alipay Tenpay, are at risk of being hacked, and there are also risks of financial losses caused by system problems. People invest because people think that their returns are relatively greater than their risks, so in fact, these various treasures now have their risks.