Methods of selecting high-quality funds:
1. There are certain investment risks behind investing in any fund product, so choose a high-yield stock fund to bear the risk of fund product net value fluctuation, while when investing in money market funds, you should lower your mind and earn interest other than demand deposits, and don't expect too much.
2. The basic people should concentrate on doing their own jobs, instead of always paying attention to the fluctuation of the net value of fund products, which will bring investment pressure. If the net performance of fund products is not good and it wastes time, it is a very regrettable thing for investors.
Idle funds should be used for investment funds instead of borrowing funds. It is very important to go into battle lightly. Balance the relationship between family investment and consumption, and there can be no sinking.
4. For investors, only by focusing on the portfolio of fund products can we better diversify investment risks. Investors should have three types of assets: stock funds, bond funds and money market funds, and should not just put a basket of stock funds.
5. Investors should focus on the heavy stocks of fund products, which will play a positive role in studying and analyzing the stock selection ideas of fund managers and gaining insight into the investment style of fund products.
6. Pay attention to fund manager changes, fund dividends, regular product reports and other related information, have a clear understanding of the operation of fund products, and grasp the investment opportunities.