Although micro-credit has been launched on mobile QQ and WeChat channels, it is still in the promotion stage of "white list", and only those invited in the list are eligible to open it. Mobile QQ micro-loan opening method: mobile QQ- open the message list-click QQ avatar in the upper left corner-click QQ wallet-fund management-micro-loan, and you can apply. If you are not invited, you will not see micro-loans on the fund management page. WeChat micro-loan opening method: WeChat-I-Click on wallet-micro-loan to borrow money, click in to understand the credit limit and borrow money. If the last sign doesn't appear, you can't open it actively. 2065438+May 2005 17, Tencent Weizhong Bank's first product "Micro-loan" can be applied through mobile QQ; 2065438+September 2, 20051officially launched WeChat wallet, so you can make small loans through mobile QQ and WeChat. By May of 20 16 and 15, the accumulated loans of micro-loans exceeded 40 billion yuan, with more than 30 million active credit customers.
Hello, micro-credit was launched on WeChat on September 20 15, and some users are invited to use it. The micro-loan official said that it is still an invitation mechanism, and there is no other compulsory method, which does not support users to actively apply for opening. So if you don't have micro-loans, it means that you are not inviting customers, and you can only wait patiently, because the scope of micro-loan invitations will gradually expand in the later period. How do you know if you have a small loan? Open WeChat-Me-Wallet-and see if there is a WeChat micro-loan entrance. Finally, if you need money urgently, I suggest you choose a big brand loan, with transparent interest and fees, and at the same time ensure your information security. "Youhuahua" is the original Baidu financial credit service brand (formerly known as Baidu Youhuahua, renamed as "Youhuahua" on June 201August). Its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. 1, WeChat account opening time
Try to open an account with long opening time, many WeChat friends, high activity and reflecting the borrower's life circle to open micro-loans. If your friend has a small loan and has a good credit, it will help you to open a small loan.
2. Complete personal information
This is the most basic, whether it is Tencent QQ, Licaitong or WeChat, as long as it is related products, personal data should be as complete as possible. Account personal information must be correct and unified. Don't fake it, otherwise it will be blacklisted and there will be no more micro-credit lines.
3. Account activities
Communicate and share more on WeChat, charge more Q coins, pay more red envelopes, open more members, buy Tencent wealth management products, use Tencent third-party services to charge mobile phone bills, enjoy bicycles and watch movies. , can greatly improve the success rate of micro-credit account opening.
Step 4 repay the loan
Important! All credit cards must be bound to WeChat, and the monthly repayment will be several thousand yuan, and there will be a quota soon. Pro-test is useful! Although WeChat also charges for credit cards, in order to open small loans, this little money must be spent.
5. Save money and manage money
In addition to improving the information, what is really useful for the opening of microfinance is the real contribution of deposits, fees and interest. Therefore, we should open Tenpay, buy some funds, insurance and wealth management products, and save them to collect interest. After a period of time, small loans can be opened.