Hello, you want to invest in funds, which shows that you have a sense of financial management, but I hope you don't worry, because the market is turbulent now, and the mainstream thinks that the stock market will fall again, just like today. You can wait until it falls again. In fact, strictly speaking, it is about 2250 now, which is already a very low point in the past two years. The lowest point seems to be about 22 15 in the first two months. Just like the stock market fell from 2800 points to around 2300 points last year, the overall trend was a decline, so almost everyone fell.
As an office worker, it is a good choice to spend a little money every month to make a fixed investment, so I will give you some specific guidance on fixed investment. In terms of bank selection, although there is little difference in which bank to buy, it is recommended that you build a bank in terms of specific operation or fixed investment conditions. 1. 80% of the funds sold by CCB are from 100 yuan, with a very low starting point. 2. The fund investment, establishment and cancellation of CCB are very convenient. From these two points alone, it is very advantageous. Others, redemptions and the like, there is not much difference between banks.
Do you ask the fund to vote? I think it's good to invest more recently at a relatively low level, and then I can make money when I sell it up. On the contrary, if you invest at the wrong time and lose money, then the fund is a bad thing for you. . . . . However, the mainstream view is that the longer the fixed investment time, the better the income. In the long run (more than 5 years), it is true. .
How much do you invest every month? I can give you some concrete suggestions.
If you are within 500 yuan every month, I suggest you make a fixed investment of 070002 Harvest Growth and 300 yuan every month.
100022 Tian Rui, Guo Fu, 200 yuan every month.
If there is anything unclear, please ask questions.