If the user applies for a loan, the funds are directly transferred to the bank card, and then the money in the bank card is directly used for stock trading. Stock trading funds are the same as borrowing funds, so they may be detected by borrowing. The user first transfers the borrowed funds from the collection bank card to another bank card, and uses the other bank card for stock trading, so that the borrowing can't be found.

However, the lent funds can only be used for consumption, not for financial management and stock trading. Even if it is not discovered, the use of funds for stock trading is also a unilateral breach of contract by users.

Is it illegal to borrow money and lose money in stock trading?

The other party only lends you money, but it won't restrict your use. Just like you borrow money from a bank, as long as the bank is willing to lend it to you, whether you do business or buy a car or a house is your own business, even if it is stock trading. But as long as you can't repay on time, you will be held accountable. The same is true of online loans.

Will ants be found out if they borrow stocks?

You borrow money from ants, and the money inside will be used for stock trading. This can't be found. As long as you can repay on time, these are two systems. They're not together. If you can't repay on time, you can't.