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Children's brain tumor fund
In 2007, insurance institute of china cooperated with Chinese Medical Doctor Association to standardize the expression of 25 common diseases in China's critical illness insurance products according to the characteristics of adult critical illness insurance, stipulating that all six diseases are compulsory diseases named after major diseases, and 19 diseases are optional diseases, and insurance companies can choose according to actual conditions. After many years, according to the changes in the market and the needs of insurance consumers, more and more diseases are covered by critical illness insurance, and now there are as many as 50 types of critical illness insurance.

1 malignant tumor

2 Acute myocardial infarction

3 sequela of cerebral apoplexy

Major organ transplantation or hematopoietic stem cell transplantation

Coronary artery bypass grafting

6 end-stage renal disease

More than 7 limbs are missing

8. Acute or subacute severe hepatitis

9 benign brain tumor

10 decompensated chronic liver failure

1 1 encephalitis sequela or sequelae of meningitis

12 deep coma

13 Deafness in both ears

14 blindness

15 paralysis

16 heart valve surgery

17 severe Alzheimer's disease

18 severe craniocerebral injury

19 severe Parkinson's disease

20 cases of severe third-degree burns

2 1 severe primary pulmonary hypertension

22. Severe motor neuron disease

23 loss of language ability

24 Severe aplastic anemia

Aortic surgery

26. Severe cardiomyopathy

myasthenia gravis

28 severe multiple sclerosis

Severe polio

30 severe rheumatoid arthritis

3 1 severe systemic lupus erythematosus nephropathy

End stage lung disease

Severe Crohn's disease

34 severe ulcerative colitis

35 persistent vegetative state

Severe insulin-dependent diabetes mellitus

Open surgery for acute necrotizing pancreatitis

Severe coronary heart disease

39. Human immunodeficiency virus infection caused by blood transfusion

40 is not a serious dementia caused by Alzheimer's disease.

Specific diseases

1. Specific malignant lesions or tumors (including carcinoma in situ) include carcinoma in situ.

2. Atypical acute myocardial infarction

3. Coronary intervention therapy

4. Specific sequelae of stroke

5. Cardiac valve interventional surgery

6. Third-degree burns in specific areas

7. Interventional aortic surgery

8. Severe pituitary adenoma, cerebral cyst, cerebral aneurysm and cerebral hemangioma.

9. Age-specific visual impairment

10. Severe head trauma

Recently, the Ministry of Health said that this year, eight major diseases, such as uremia, should be comprehensively promoted, and lung cancer and other 12 major diseases should be included in the pilot project of13 in the overall planning area. Through the connection between the new rural cooperative medical system and medical assistance, the compensation level for serious and serious diseases has reached about 90%.

More than 50 diseases will lead to family poverty.

According to statistics, at present, China's urban workers' medical insurance, residents' medical insurance and the new rural cooperative medical system have covered 654.38+03 billion people, with a coverage rate of over 95%. The basic drug system has been fully implemented in government-run primary medical and health institutions. However, there are still about 50 kinds of diseases, which may cause some families to become poor or return to poverty due to illness.

In order to solve this situation, China has implemented a serious illness medical insurance policy. According to reports, in 20 10, China launched a pilot project to improve the security level of childhood leukemia and congenital heart disease. 20 1 1 At the end of the year, China has carried out the pilot project of serious illness protection in 93% of the overall planning areas. Some areas have covered six major diseases, including severe psychosis, tuberculosis, women's cervical cancer, breast cancer, end-stage renal disease (uremia) and opportunistic infection of AIDS, and more than 200,000 patients have received compensation.

Medical insurance for eight major diseases such as uremia has been fully promoted.

The Ministry of Health said that this year, China will comprehensively promote medical insurance for these eight diseases. Throughout the country, some places provide financial support through the government, some places provide preferential treatment through medical institutions, and some places cooperate with charitable funds such as the Red Cross Fund, including some social organizations.

It is understood that through a series of measures, China's total health expenditure has undergone major structural changes. The proportion of personal health expenditure decreased from 40.4% in 2008 to 35.5% in 20 10. Health financing structure tends to be reasonable, and health equity is gradually improved. The excessive growth of medical expenses in public hospitals has been effectively controlled. According to comparable prices, the increase of outpatient and inpatient expenses in public hospitals decreased by 3-4 percentage points annually.

The Ministry of Health proposes that by 20 15, the government subsidy standard for urban residents' medical insurance and the new rural cooperative medical system will be raised to above 360 yuan per person per year, and the hospitalization expenses in the three basic medical insurance policies of urban workers' medical insurance, residents' medical insurance and the new rural cooperative medical system will account for about 75%, thus continuing to reduce the burden of individual medical expenses of residents.