China Bank's fixed investment and fund purchase need to consult relevant information to answer. According to years of learning experience, if you can answer the fixed investment and subscription of BOC Fund, you can get twice the result with half the effort. Let's share the relevant methods and experiences of fixed investment and purchase of BOC funds for your reference.
Bank of China Fund Fixed Investment and Subscription
The specific operation steps of BOC Fund's subscription for fixed investment are as follows:
1. Fixed investment of the fund:
_ _ Open the mobile banking APP of Bank of China and click "Investment and Financial Management"-"Fund Investment".
_ _ Enter the fund page, enter the fund code or name, and click "Search" to select the fund to invest in.
_ _ Click "Fixed Investment" to set the fixed investment plan and submit it.
2. Fund sales:
_ _ Open the mobile banking APP of Bank of China and click "Investment and Financial Management"-"Fund Investment".
_ _ Select the "Holding" page to find the fund to be sold.
_ _ Click "Sell", enter the password and confirm the sale.
The above is the specific operation steps of BOC Fund's fixed investment subscription. Through these steps, we can easily invest in funds.
The best time to buy a fund.
The best time to buy a fund depends on the individual's investment objectives and risk tolerance. Here are some possible opportunities to buy funds:
1. Bull market: In a bull market, the returns of equity funds are usually higher, so you can consider buying funds when the market rises.
2. Fund dividends: When the fund pays dividends, you can consider buying the fund, because the net value of the fund will be reduced after dividends, thus reducing the purchase cost.
3. Low net fund value: Buying a fund when the net fund value is low can reduce the investment cost and improve the income.
4. Before holidays: Before holidays, the market usually closes ahead of schedule, which may lead to a decline in the net value of funds. You can consider buying funds before holidays.
5. Fixed-term investment fund: Fixed-term investment fund is a relatively stable investment method. You can choose a fixed date every month to buy the fund to obtain relatively stable income.
It should be noted that fund investment is a long-term investment. Don't pursue short-term high returns, and don't be too greedy to miss long-term buying opportunities. According to your own risk tolerance and investment objectives, choose the appropriate investment method and time.
When is the fund suitable for buying?
Funds are suitable for buying at the following times:
1. When the fund manager changes: the former fund manager leaves his post, which may cause market panic and lead to a sharp drop in the net value of the fund. Therefore, investors can observe for a period of time before making investment decisions after the fund manager takes office.
2. When the ranking of funds changes: If the top ten fund managers leave, it may cause market panic and lead to a decline in the net value of funds. Therefore, investors can observe the fund rankings for a period of time before making investment decisions.
3. When the fund scale expands: when the fund scale changes from small to large, the fund manager may increase his position, which in turn will drive the net value of the fund to rise. Therefore, investors can choose a suitable place to enter the market after the fund scale is expanded.
To sum up, investors can consider buying funds when the fund manager changes, the ranking changes and the fund scale expands. However, it should be noted that investment is risky, and investors should decide whether to buy funds according to their risk tolerance and investment objectives.
Open-end fund purchase time
There is no specific time limit for the subscription of open-end funds.
The subscription and redemption of open-end funds take 2-4 days every week, usually at 9: 30am-11:30am on trading days and at13: 30pm on legal holidays.
The specific time-related regulations may vary from region to region and fund companies, and investors can consult relevant people.
What is the buying rate of the fund?
The subscription rate of the fund refers to the fees that need to be paid when purchasing the fund products.
The specific rate varies according to the fund type and issuer. Generally speaking, the subscription rate of funds is between 0%- 1%, and the subscription rate is between 0%- 1.5%.
It is worth noting that the one-time payment can enjoy a lower rate, while the installment payment rate is relatively high. Understanding and calculating the rate will help us to better grasp the investment opportunities and reduce the investment risks.
The introduction of fixed investment and buying of BOC Fund ends here.