Current location - Trademark Inquiry Complete Network - Tian Tian Fund - What is the difference between rural cooperative medical care and social security?
What is the difference between rural cooperative medical care and social security?

The differences between social security and rural cooperative medical insurance are as follows: 1. Different insured objects: The insured objects of rural cooperative medical insurance are rural residents with registered permanent residence, while the insured objects of social insurance are working employees or urban residents; 2. Different coverage periods: Rural Cooperative Medical Insurance

Insurance is paid for one year and guaranteed for one year. Medical insurance in social security requires continuous payment for at least 15 years before you can enjoy lifelong medical insurance benefits; 3. The reimbursement ratio is different: the rural cooperative medical insurance reimbursement ratio is lower, while the medical insurance in social security reimburses

The proportion is relatively high; 4. Whether there is a personal medical insurance account: Rural cooperative medical insurance does not have a personal medical insurance account, while the medical insurance in social insurance has a personal medical insurance account.

Rural medical insurance is part of my country's social security. my country's agricultural population accounts for 63.91% of the country's total population. Rural medical insurance can enable the majority of farmers to enjoy the benefits of rural medical insurance, and it is also an important part of social security. Content is one of the important links in my country's economic construction.

Social insurance refers to a social and economic system that provides income or compensation for people who have lost the ability to work, temporarily lost their jobs, or suffered losses due to health reasons.

The main items of social insurance include pension insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

The cost of rural medical insurance is a few hundred yuan a year, while the cost of social security is thousands or even tens of thousands a year. In comparison, the cost of rural medical insurance is much lower; moreover, the insured person bears all the costs of rural medical insurance, while social security is

The costs are borne by both the employee and the company.

The included items are different: rural medical insurance only includes medical insurance, but social insurance includes pension, unemployment, work-related injury and maternity insurance in addition to medical insurance.

In general, the rural cooperative medical system, referred to as the New Rural Cooperative Medical System, is one of the three types of social security medical care provided by the state and local governments. The other two are the medical insurance under the five insurances and one fund for employees, and the urban residents' medical insurance.

The law is based on Article 2 of the Social Insurance Law of the People's Republic of China. The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury, unemployment, etc.

The right to obtain material assistance from the state and society in accordance with the law in cases of childbirth, childbirth, etc.

Article 21 New rural social pension insurance benefits consist of basic pensions and personal account pensions.

Rural residents who participate in the new rural social pension insurance and meet the conditions prescribed by the state will receive new rural social pension insurance benefits on a monthly basis.