Teachers At present, teachers’ biggest “grey income” mainly comes from tutoring classes and “acupuncture”.

A university professor said that he had 12 "friendly guest appearances" a week and was physically and mentally exhausted.

Sometimes he feels powerless during class. As for his income, he thinks it is "hard-earned money and reasonable."

In addition, teachers can generate income in various ways outside school, such as giving lectures, making academic reports, substitute teaching, working as tutors, part-time consultants, etc. Teachers in subjects that are closely related to social applications and market demand, such as economics, finance, accounting, law, etc.

Foreign languages, etc., there are many opportunities to earn income outside of school, some of which can cost at least a thousand yuan a day.

Doctors can be said to be the industry with the most "grey income". Taking red envelopes, receiving kickbacks and "taking acupuncture points" have become commonplace and not surprising.

When ordinary people see a doctor every day, especially when they undergo an operation, it is an open secret to give red envelopes to the surgeon, assistant doctors, anesthesiologists, and operating room nurses.

A doctor said in an interview that it is very common to receive red envelopes in the hospital circle. You can ask the medical staff, as long as they speak their conscience, who dares to say that they have not received it? Doctors choose acupuncture points, mainly because of some famous names.

It is common for high-end doctors and surgeons to receive one or two thousand yuan from a visit to the "lower hospital", and doctors from famous hospitals can even receive five thousand to ten thousand yuan.

Receiving kickbacks is another form of "grey income" in the medical field.

In addition to the normal annual salary and year-end bonus for fund managers, fund company managers also have a hidden income, which is gray income obtained from operating according to what are usually called "hidden rules."

In the investment research system, many funds will actively seek out fund managers and ask them to operate on their behalf. This is commonly known as "external financing", that is, public fund managers also do private equity.

In addition, the fund manager's own money will also be directly operated through relatives' accounts or other more hidden accounts, commonly known as "rat warehouses".

Because they are backed by tens of billions or even hundreds of billions of public funds and enjoy the advantage of buying first and selling first, the fund manager's own "rat position" has an annual return rate of about 10 times.

Tour guides: Many tour guides in travel agencies are not paid at all, and those who are given are only given a token amount.

Not only did the travel agency not pay the tour guides wages, they even required the tour guides who led the tours to pay a large sum of money to the travel agency based on the head-count fee.

"Eating kickbacks" is one of the main sources of "gray income" for mainland tour guides.

The rebate rate provided by tourist products to tour guides and drivers generally ranges from 20% to 50% of the purchase amount. At the same time, tour guides and travel agencies often have to pay "head fees" and "parking fees".

Therefore, even though sometimes tourists have long since lost their desire and possibility to shop, tour guides and drivers still have to drag the tour group to the shops, because as long as they stop for enough time, the shops have to pay according to the number of people.

"Sometimes when we see a large group of hundreds of people coming, we feel more nervous. If we don't "come out", we have to pay thousands of yuan in head fees plus parking fees." A person at the foot of the Badaling Great Wall in Beijing

The owner of the pearl shop said helplessly.

His helplessness is that he does not dare to offend the tour guide and driver, otherwise the tour guide will not "guide" here again if he has a "good group" in the future.

Everyone in the society knows that loss assessors in insurance companies are a fat vacancy. Although their monthly salary is only two to three thousand yuan, because the loss assessors have the right to judge and decide on the extent of the risk, even whether to compensate or not is in their control.

hands, so gray income has become commonplace.

Customers take the initiative because they want to lose more money, and some loss assessors have reached some kind of agreement with the repair shop or the car owner behind the scenes, and they get a commission based on a certain percentage of the loss assessment.

Some people with relatively low professional ethics may ask for remuneration in an obvious way. Otherwise, the compensation will be set extremely low and no compensation will be paid.

The management of some insurance companies is not perfect, and only one loss assessor appears on the scene for a case, which provides an opportunity for the loss assessor to subjectively handle the compensation amount.

For example, if an original front glass costs 1,000 yuan, you can quote 1,500 yuan and discuss with the car owner to replace it with an original one. Then 500 yuan is yours. If the car owner is not willing to give you the 500 yuan, you can exchange it for him.

Generally speaking, the initiative is in your hands, and only by being able to speak eloquently can you make money. This is what your insurance industry calls gray income.

Funeral Industry Nowadays, even the funeral industry has become a hugely profitable industry, which is beyond people's expectation.

When a relative dies in the family, the family members would rather spend more money to make the funeral arrangements more luxurious, which is the objective reason for huge profits.

Business operators often pay attention to the psychology of the deceased's family members and offer a variety of charging items.

An imported urn worth only a few hundred yuan was resold to the family of the deceased and immediately turned into hundreds or thousands of yuan.

One funeral parlor made huge profits of more than 100,000 yuan in this way in a short period of time.

In addition, there are many charging items, such as corpse transportation fees, corpse lifting fees, small hall fees, etc., and they often raise the charging standards arbitrarily, taking advantage of their industry monopoly position to force the deceased's family members to pay, and some even

Difficulties must be raised so that the family members of the deceased have to send red envelopes and gifts.