First of all, you need to activate the mobile banking function of ICBC card, log in with the preset login name and password, and click on the investment and financial management on the home page.
After entering the investment and financial management page, click the option of settlement and sale of foreign exchange.
Because we buy foreign exchange, the transaction type is RMB. Choose the foreign exchange currency you want to buy according to your own needs. Banks are sellers of foreign exchange relative to us, so it depends on the selling price (remittance) of banks. Generally, we choose remittance instead of paper money as the symbol of remittance, because remittance can not only be sent abroad, but also be cashed out.
After entering the foreign exchange purchase page, you need to read an application for foreign exchange purchase, and click Next after reading it.
The general annual foreign exchange purchase quota is 50,000 USD. You can see how much you have left.
Pay attention to check the options such as foreign currency transfer-in account and currency, and truthfully fill in the information such as the use of funds. After the inspection is correct, continue to complete the next step.
If you need to withdraw foreign currency cash, it is recommended to make an appointment in advance through online banking or mobile banking, which can save a lot of time.
The specific exchange procedures and regulations shall be subject to the actual situation of the bank.
Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved.
Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.
The customer's mobile phone is connected with the bank through the mobile communication network, which is a brand-new business product that can directly complete various financial services such as account inquiry and transfer through the mobile phone interface. That is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, send short messages through mobile phones, and use mobile short message resources to operate bank accounts, thus realizing the functions of "financial management" and "electronic wallet" of mobile phones.
Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.
Account management: provide customers with account management functions such as balance inquiry, daily details inquiry, historical details inquiry, registration card maintenance, account loss reporting and default account setting.
Transfer and Remittance: Mobile remittance is a function that customers can transfer and remit money to their own accounts in different places by inputting the bank card number or mobile phone number of the payee.
Payment business: through this function, customers can pay the daily project fees, support customers to submit appointment instructions for payment after non-working hours (subject to branch business confirmation), and the system will handle the business for customers during working hours. After the payment is successful, the items can be saved in my payment items, and customers can also pay, inquire, add or delete personal payment items through My Payment Items.
Mobile phone stock market:
Customers can query the stock information of Shanghai Stock Exchange and Shenzhen Stock Exchange through WAP, enter the stock code in "Customize My Stock", and customize or delete the stocks they care about. Customers can conduct bank-to-securities company, securities company-to-bank and related inquiry transactions through the "third-party depository" function. In addition, they can also link to the WAP website page of securities companies for stock trading.
Fund business: based on fund company, fund type, fund code and self-selected fund, customers can inquire about the detailed information of a fund (including fund code, name, type, net value and historical net value, etc.). ), and key funds can be set as self-selected funds, and operations such as fund subscription, subscription, fixed investment, redemption, cancellation, balance and historical details can be performed quickly and conveniently.