There are Guangfa Bank, Huaxia Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, Industrial Bank, China Merchants Bank, Industrial and Commercial Bank, China Everbright Bank, China Construction Bank, Bank of Communications, Minsheng Bank, Agricultural Bank, China Bank, China Postal Savings Bank and CITIC Industrial Bank. * * * Custody bank 15. Fund custodian banks are the basis for social security funds to enter the market. They are responsible for keeping the assets of the social security fund, ensuring and supervising that the social security fund or the asset management institution will not operate the assets in the social security fund account illegally, which plays a particularly important role in the safe operation of the fund assets.

1, the president of a branch of a joint-stock bank told Huaxia Fortune Jun that banks still face challenges if they want to maintain the scale of wealth management after de-channelization. On the one hand, after the establishment of the asset management subsidiary, although the risks were isolated, in the past, everyone looked at the bank's signboard to buy wealth management. Now it is a subsidiary, and investors will continue to buy; On the other hand, the asset management of subsidiaries puts more emphasis on active management ability, and puts forward higher requirements for the team's risk control and investment ability. Some analysts believe that although the bank's off-balance sheet wealth management scale is 2.2.17 trillion yuan, its interest margin is not high. According to 0.5% industry experience, the off-balance-sheet wealth management income of the whole industry is 1 108 billion yuan, while the profit of commercial banks in 20 17 years is about10.9 trillion yuan.

2. In addition to profitability, the functions of attracting customers and adjusting meters are more important reasons why bank wealth management business is valued. For example, the original bank self-sustaining loans, to extract capital or provisions, put it in financial management, it saves capital or provisions; If a loan is bad, it will be put into financial management first, so it will not be reflected in the non-performing rate on the table; At the end of the season, if the deposit is not enough, arrange a financial management due on March 30, and so on.