As of 2020, Yu'e Bao's seven-day annualized return is 3.886%. If you deposit 100,000 yuan, the daily interest income will be 10.43 yuan.

You can get more than 300 yuan in interest in one month, and more than 3,800 yuan in one year.

However, it should be noted that the annualized income of Yu'E Bao will fluctuate, so the specific income depends on the annualized income displayed on your Yu'E Bao.

Extended information: The safety of Yu'E Bao: Yu'E Bao is a currency fund mainly used to invest in treasury bonds, bank deposits and other securities.

Monetary funds are the funds with the least risk, but there are also certain risks.

Buying money funds is different from buying bank deposits, and its risk is zero.

However, purchasing currency funds does not guarantee the fund’s income and returns, which is why Yu’e Bao’s interest rates keep changing.

The risks of Yu'e Bao mainly include: 1. Money market risks and unstable returns; 2. Personal account security, such as mobile phone loss, ID card loss, and account theft; 3. Liquidity risk, that is, operational risk.

Tianhong Fund uses big data and user-level description technology to build Yu'ebao's subscription and redemption prediction model, manage Yu'ebao's liquidity risk, realize the prediction of Yu'ebao's T+0, T+1 and T+30, and improve Tianhong Fund's

Redemption ability.

4. Regulatory risks.

The scale of Yu'e Bao is indeed too large.

Then, some risks that don't usually seem like risks can have a big impact.

This may be one reason why the individual limit has been reduced from $1 million to $250,000 to $100,000.

Overall, Yu'e Bao, as a cash management tool, is a financial product with less risk and is suitable for conservative investors.