For some industry index funds or industry theme funds with very good recent gains, it is suggested to redeem them in batches to maintain their income and reinvest.

The reason for redemption is not to judge whether the future is up or down. If the rate of return has been reached, it should be safe.

Whether it is a invested fund or a fund that keeps buying, you should set a profit target at the beginning and redeem it when you reach the profit target.

If investors with long-term investment experience have experienced the suffering of a bear market, the target of annualized rate of return is often not too high. If investment funds can earn 20% to 30% a year, it is already a very high level.

On the contrary, fund investors who have just joined recently have seen that in the last two years, many funds have reached a rate of return of 30-50% or even higher, so they have set too high a return standard.

But no matter what the set standard is, remember not to constantly improve the original income target in the process of stock market rising.

Ping An Bank sells a variety of funds on a commission basis, and the regulations of each fund are different. You can log in to Ping An Pocket Bank APP- Home-More-Funds and search for the corresponding fund name to understand.

Tips:

① The above instructions are for reference only and do not make any suggestions. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;

(2) There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2021-11-09. Please refer to the latest business changes announced by Ping An Bank in official website.