1. Novices should look at the long-term performance of the fund's net value before buying a fund. If the performance is not good, it means there is no investment value;

2. The newly listed funds are uncertain. Although it is cheap, it is risky.

3. Novices buying funds depends on the strength of the fund company and the level of the manager;

4. Novices should choose the right fund according to their preference for risk;

5. Beginners buy funds with low cost and low risk first.