2. Fixed investment funds can increase the share of positions through multiple subscriptions, reduce the cost of positions, and have strong anti-risk ability, while the anti-risk ability of buying is relatively weak.
3. The fixed investment of the fund is a long-term investment. When choosing the investment target, investors mainly pay attention to the future growth space of the fund, while when buying, most investors pay attention to the short-term trend of the target fund.
In a bear market, most investors generally choose to invest in the fund, while in a bull market, they choose to buy.
5. The investment risk of the fixed investment fund is relatively low, and the professional financial management team is responsible for preventing losses, and the worst investors can also get the average income of the industry. When buying a fund, if the market is not good, investors may lose money if they don't stop in time.
There are two indicators in the fund purchase interface: "Buy" and "Fixed Investment", which have different meanings.
Buying refers to a one-time purchase. The rise and fall of future funds are all accumulated on this basis. If the fund is bought before 3 pm on the trading day, the share will be calculated according to the net value of the fund on that day. From the second trading day, if the net value changes, you can see the floating loss of the fund position. For the subscription after three o'clock, the share is calculated according to the net value of the next trading day, and the floating loss is calculated on T+2.
Fixed investment refers to "fixed time" purchase. Investors can set their own fixed investment amount and time, and the system will deduct money to buy funds on the specified date.
If investors have a certain level of investment, they can buy it at one time. If the investor's investment level is average, or he is a novice investor, he can make a fixed investment, and the investment level of investors is not high. After selecting the fund, he can make a fixed investment.
Advantages of fixed investment:
1. Regular and fixed batch purchase can reduce costs;
2. Don't stare at the plate, save time and worry;
3. Take the average rate of return without stop loss;
4. No need to choose time;
5. compound interest investment.
Choose high-quality targets for fixed investment. Choosing a quality fund can start from the following three aspects:
1. fund manager: the fund manager is the most important factor affecting the fund's income. The higher the investment level of fund managers, the higher the expected return;
2. The maximum retracement index refers to the range of fund net value from the highest point to the lowest point in a period of time. The lower the maximum withdrawal amount of the fund, the better;
3. Historical performance: The higher the historical performance of the fund, the higher the return on investment of the fund.