In view of this problem, the state also has corresponding targeted poverty alleviation policies. Of course, in the specific implementation process of the poverty alleviation policy, the amount of funds is regional, mainly local. Take Shaanxi as an example: First, the industrial poverty alleviation microfinance fund. If poor families want to develop their industries, but lack funds, they can apply for this loan. The loan amount does not exceed 50,000 yuan and the term is 3 years. No guarantee or mortgage is required, and the interest will be fully subsidized by the policy within three years. One of the conditions is that poor households should have a good reputation in the local area, have the ability to work and work hard, which is the first condition for loans.
Secondly, borrow money from poor village mutual aid organizations. If the village where the poor households are located is a poor village, then the village must have a mutual fund organization. If the poverty alleviation record lacks funds in the process of developing the industry, you can apply for a loan from this institution with a loan amount of 5000- 10000 yuan. Third, industrial development subsidies for poor households. In the poverty alleviation policy, poor households who choose to develop industries and actively operate can get industrial development subsidies on their own, with an average subsidy of 50-1000,000 yuan per household.
Fourth, the policy will also distribute excellent seedlings free of charge. In the process of poor households' industrial development, the government will provide some excellent seedlings, such as mountain apples and walnuts, as well as Chinese medicine villages such as Huangqi and Huangling, and distribute them to poor households free of charge, which is regarded as an industrial support and funding policy. Of course, poor households can also choose to set up cooperatives in the process of developing industries. Set up cooperatives, let the poor households in the village buy shares, and each household applies for poverty alleviation funds. If you add them up, you can apply for more poverty alleviation funds to develop industries.