You don't need to care about fund dividends. The money earned by the fund will be reflected in the net value of your fund. Fund companies can't get the money earned by the fund. The so-called dividend is actually to cash the money in your capital account and then return it to your bank account. You won't get even a penny more because of dividends, but it will have a bad influence on the original investment structure of the fund (after all, the fund manager will sell some stocks or bonds to pay dividends to you).

The fund company only earns the subscription fee and redemption fee of your fund. Dividends won't increase your property, so don't worry about it. If you need money, just redeem part of the fund.