the setting of Credit Rank refers to providing users with easy-to-understand credit quality information that reflects the credit reliability of the rated object through certain symbols on the basis of strict analysis. The setting of credit rating is a way to express and transmit evaluation information. If the rating symbols are complicated and obscure, then such evaluation information will be difficult for investors to understand and accept. Therefore, it is necessary to set the credit rating scientifically and reasonably, and the setting of the credit rating should be simple, clear, popular and understandable.
for the credit rating of Chinese enterprises, the internationally accepted "four grades and ten grades" rating scale is adopted, which is divided into: AAA, AA, A, BBB, BB, B, CCC, CC, C and D.. At the same time, it is also an important index system to measure the financial ability of enterprises.
The credit rating of an enterprise is a reflection of its ability to fulfill commercial contracts and social responsibilities, and it is also an authoritative expression of the health of its daily operation. It not only becomes an important reference for enterprises to cooperate with trading partners and sell on credit, but also enables high-quality enterprises to obtain more commercial "green channels" such as financing, bidding and policy pursuit. It is the "identity card" of enterprise credit value and a valuable intangible asset for enterprises to enhance brand value and brand competitiveness.
The benefits of p>AAA enterprise credit rating to enterprises:
1. Brand qualification promotion: enhance the establishment of enterprise qualifications, gain recognition from the national government, and issue plaques and certificates with uniform numbers.
2. improvement of transaction rate: it reflects the performance ability, bidding reputation, comprehensive strength and competitiveness of enterprises, and improves the transaction rate in market transactions.
3. Preferential financing payment: strive for national credit rating certificates provided by institutional venture capital, financing guarantee and bank lending.
4. Business cooperation: For the credit qualification presented in enterprise investment invitation, government bidding and signing cooperation, the highest value of AAA credit enterprise qualification in bidding is 3 points.
5. Project support: There are certain points for bank financing loans, application for government projects, and free state funding.
6. strive for policy support: enterprise quality certification for government support funds and government agencies.
7. bonus points for government projects: one of the prerequisites for government project application, or directly bonus points for this project.
8. Basis for supply, marketing and purchase: authoritative credit standard that can be used when selling on credit with trading partners and expanding upstream and downstream supply and purchase.
9. International trade credit investigation: the national credit certificate of an enterprise that can be produced in international cooperation and trade.