Hello, the serious illness relief fund is the content of employee medical insurance. It is the excess after the highest reimbursement limit of the medical insurance co-ordination fund. The maximum reimbursement limit of medical insurance pooling funds in most areas is 80,000 yuan, and the part exceeding 80,000 yuan is reimbursed by stages according to a certain proportion. The maximum limit is 6.5438+0.8 million. Social security and medical insurance have no classification of diseases, and are only reimbursed according to medical expenses.

It should be noted that whether it is the reimbursement of the overall medical insurance fund or the reimbursement of the serious illness medical assistance fund, it is only for the reasonable part, and the self-funded drugs are not reimbursed. In other words, the expenses for reimbursement are deducted from the self-funded part and reimbursed in proportion.

However, according to China's national conditions, many high medical expenses are incurred on imported self-funded drugs. Therefore, if the medical insurance pooling fund reimburses 80,000 yuan, the actual cost may be around10 ~120,000. If it reaches the reimbursement limit of 6,543,800+0.8 million from the medical assistance fund for serious illness, it will actually cost more than 400,000.