The basic concepts of national debt and fund National debt refers to bonds issued by the government, which is a low-risk investment product with relatively stable yield and can be used to maintain and increase value steadily. Fund is an investment tool. Fund companies organize and raise investors' funds to form a portfolio of assets in order to maximize investment returns.
Comparison of income between national debt and fund From the perspective of income, the yield of national debt and fund is different. The yield of national debt is relatively low, but the risk is also very small, especially suitable for those risk-averse investors. The fund's rate of return is relatively high, but it is also accompanied by high risks. Different types of foundations have different benefits. For example, the yield of equity funds may be higher than that of bond funds.
How to choose national debt or fund mainly depends on the individual's risk tolerance, investment objectives and income expectations. If you are a risk-averse investor, you can choose national debt, mainly to maintain the value steadily. If you are an investor who pursues high returns, you can choose a fund that suits you and take certain risks appropriately.
National debt and funds have their own advantages and disadvantages. National debt has stable income and low risk, which is suitable for hedging; The fund has high returns, but high risks, and is suitable for investors with certain risk tolerance. No matter which investment method you choose, you need to make a rational choice according to your own actual situation and investment objectives in order to maximize the investment income.