Generally speaking, when the fund has been rising for some time and there is a downward trend, redemption can be considered. Everyone's expectations of the rate of return may be different. Some people may want to clear their positions and redeem them all when they earn 20%, so that the money will be safe. Some people want to clear their positions when they earn 40%.

Generally speaking, if the income exceeds 20%, you can consider all clearance and redemption. If you want to earn more, you can, but the risk may be higher later, because the fund is a highly volatile product, and the future rate of return is uncertain.

Extended data:

Does the fund need to be cleaned up at the end of the year?

Whether to clean up the fund at the end of the year should be analyzed according to the actual situation, because the situation of each fund is different, so there will be different results. If the fund had a certain profit before the year, and it has been rising for a period of time, it means that the fund has been in a relatively high position, so you can consider clearing the position and let the money fall into the bag.

If the fund is not profitable, but the fund has a future, then you can choose to continue holding it and wait for the fund to rise to make money. This should be considered according to the performance chart, past rate of return and whether the fund has a future.