However, the debt-based market is not very good recently. It has been more than a month since I bought five debt bases, and there is basically no income except the handling fee. When you just bought a debt base, the net value of the fund seems to be rising every day, but when you want to redeem it, its net value will fall and you feel trapped.
Therefore, if the amount of funds is relatively large and you want to obtain relatively stable income in a short period of time, you should still choose money funds (annualized income of about 3.5-4.0%) or wealth management products issued by securities companies (annualized income of about 4.5-5.0%).