As mentioned in the article, there are many problems in the supervision of social security funds in China. This paper analyzes the social security fund from different aspects, summarizes the following problems that need to be solved urgently, and puts forward corresponding solutions.

1. The legal status and social status of social security fund supervision are low.

The supervision of social security funds rarely gets legal protection and social attention, so many citizens don't know about social security funds, or even have a confused concept. With the continuous progress of China's economy and social development, governing the country according to law has become a basic national policy. Similarly, many social systems cannot be carried out without governing the country according to law. Similarly, in the process of social security fund supervision, law still becomes a more convincing means of supervision than any other means of supervision. With the support and guarantee of the law, many financial supervision measures can be implemented. However, in recent years, China's social security fund supervision does not have much legal protection, which leads to the lack of legal protection when many social security funds are distributed, which reduces the trust of citizens and cannot really make social security funds serve the people. The supervision of social security funds has not been really implemented.

2. The supervision and management of social security fund issuance is not in place.

There are several types of social security funds. The endowment insurance fund and unemployment insurance fund mentioned in this paper are both important social security funds, which belong to the fund types with large social welfare coverage. However, according to the survey, there are still loopholes in the supervision of these funds in China. For example, due to the lax supervision of funds in the distribution process, many funds are unevenly distributed. Therefore, in the process of social security fund supervision, it is necessary to focus on the supervision and management of fund distribution, and ensure the coverage rate while registering the real-name distribution personnel.

3. Social security fund supervision relies too much on administrative means, and the operation of various departments is uncoordinated.

Administrative means is also a supervision means in the process of social security fund supervision, but it does not have the authority of legal supervision. Because the legal protection of social security in China is less and more dependent on administrative management, administrative means occupy a relatively large position in the supervision process of social security funds in China. However, in the long run, it will cause certain problems. The first is authority. Although administrative means is also a means of supervision, in a legal society, the authority of the law can make people feel more comfortable. Secondly, it will lead to a certain bureaucracy. Simply put, there will be many so-called shortcuts, which will lead to unfairness. The distribution of social security funds is originally social welfare, and such behavior will make more people lose confidence in society.

4. The fund investment operation pursues interests excessively, and the supervision is not in place.

Fund investment will make the social security fund more meaningful, but if you pursue interests excessively in the process of fund investment, you will lose the meaning of social welfare. At present, many people don't understand the social security fund investment, which leads to blind investment. Moreover, China only has a social security fund distribution system, but has not formed an investment system. Therefore, no one guides the people in the direction of investment, which leads many people to enter the blind spot. Therefore, it is more important to form a special system for social security fund investment.

Two, the corresponding solutions to the problems existing in the supervision of social security funds

1. Strengthen legal protection in the process of social security fund supervision.

Governing the country according to law is the basic national policy of our country, so the supervision of social security funds should be linked with the law. The government should form a special system on the supervision of social security funds to make the whole process more authoritative, so that ordinary people will believe in social welfare more. Similarly, the government should make full use of existing resources to allocate social security funds, such as increasing social security funds in the form of tax law, so as to make the social security fund supervision system more perfect and truly serve the people.

2 departments should work together to promote the synchronous supervision of administrative, legal and other social security funds.

All departments should coordinate their operations in the process of social security fund supervision, effectively promote administrative and legal means and coordinate social security fund supervision. The government should first play an exemplary role, increase the social security fund by tax law, and then distribute social welfare fairly according to the actual situation of different citizens. Moreover, the whole process is open and transparent, and all funds handled by departments must be signed to reduce the occurrence of illegal phenomena such as bribery and corruption. Only when the national government sets an example can the people benefit more. Administrative means can also be used, but when used together with legal means, bureaucracy can be effectively reduced.

3. Make comprehensive benefits for the society and ensure the implementation of capital investment.

Social security funds are composed of various types of funds. Therefore, it is necessary to truly analyze where the social problems lie, and then conduct a detailed investigation to ensure that the allocation of funds is implemented and truly serve the people. I don't understand, the designated fund allocation policy does not meet the actual requirements, and fewer people will benefit, which will have an impact on people's lives and social and economic development.

Third, the importance of social security fund supervision

Social security fund supervision can more effectively analyze the issue of social security fund from allocation to distribution, and a detailed understanding is conducive to ensuring the integrity and safety of the fund and safeguarding the legitimate rights and interests of workers. In the process of distributing funds, every worker will be strictly supervised, so that the supervision system can well safeguard the legitimate rights and interests of workers. In addition, it is necessary to establish and improve the social insurance system to supervise the social insurance fund, which is only one aspect of the whole social insurance system, which can better improve the social insurance system and provide protection for people's lives. In addition, in today's economic development, inflation is also a problem of capital supervision and prevention. In the case of inflation, effective supervision measures can reduce the risk of the fund, ensure the safety of the fund and better improve the investment efficiency of the fund.

Four. conclusion

Social security fund supervision is the guarantee of people's life, and it can really play a certain role and influence on the harmonious and stable development of society. Therefore, in the process of supervision, we should find problems, combine the social security fund with the law, and let the whole fund be distributed according to law. In addition, while improving the whole supervision system, we should pay attention to the fund investment, improve the social security fund supervision system, better serve the people, and improve the social insurance system.