Legal analysis: The detailed process of housing provident fund loan of CITIC Bank is as follows:

1. First, the borrower should make an appointment to withdraw the provident fund from China CITIC Bank official website. You can use your own provident fund card and ID number.

2. After the appointment is successful, you need to submit the relevant information of the applicant to the housing provident fund management center for confirmation.

3. After reviewing the borrower's information, the Provident Fund Management Center will inform CITIC Bank of the results.

4. CITIC Bank can sign a loan contract with the borrower. The provident fund loan contract is signed by the husband and wife and the bank.

5. After signing the loan contract with the borrower, CITIC Bank needs to send the loan contract and related procedures to the housing provident fund for re-examination.

6. After the audit results of the provident fund management center come out, the provident fund can be transferred to the bank, and CITIC Bank can issue provident fund loans to borrowers.

Legal basis: Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

2. How does CITIC Bank operate its provident fund online loan?

Online processing flow of China CITIC Bank's provident fund:

Enter the provident fund window with the housing provident fund deposit voucher card, ID number and password, and follow the prompts.

First, select Extract.

Second, whether to cancel the spouse reservation.

Third, verify the spouse information.

Fourth,

Verb (abbreviation of verb) generates website pre-application.

Six, to the pre application number and the required paper materials to the city housing provident fund management office.

Online application requirements for housing provident fund withdrawal

First, the employee housing provident fund has not been frozen;

Two, the withdrawal of housing provident fund loans for a full year and can only withdraw money or housing provident fund loans;

To repay the loan, the maximum withdrawal amount cannot exceed one year to repay the total loan principal and interest and the loan principal and interest balance.

Three. China CITIC Bank provident fund loan operation process

The detailed process of housing provident fund loan of CITIC Bank is as follows: 1. First, the borrower can make an appointment to withdraw the provident fund at CITIC Bank official website, and can use his own provident fund card and ID number to go there. 2. After the appointment is successful, you need to submit the relevant information of the applicant to the housing provident fund management center for confirmation. 3. The Provident Fund Management Center will notify CITIC Bank of the results after reviewing the borrower's information. 4. CITIC Bank can sign a loan contract with the borrower. The provident fund loan contract is signed by the husband and wife and the bank. 5. After signing the loan contract with the borrower, CITIC Bank needs to send the loan contract and related procedures to the housing provident fund for re-examination. 6. After the audit results of the provident fund management center come out, the provident fund can be transferred to the bank, and CITIC Bank can issue provident fund loans to borrowers.

4. What is the online provident fund processing process of CITIC Bank?

CITIC Bank online provident fund processing process: enter the personal information page with the housing provident fund deposit voucher card, ID number and password, enter the housing provident fund withdrawal pre-application window, and follow the prompts. The specific process is as follows: 1. Select the exit reason; 2. Whether to withdraw the spouse's provident fund; 3. Verify spouse information; 4. Check the required information; 5. Generate a website pre-application; 6. Hold the pre-application number and the required paper materials to the counter of the city housing provident fund management center for confirmation. The first requirement for online application for withdrawal of housing provident fund is that the employee housing provident fund has not been frozen; Second, the housing provident fund can be withdrawn for one year and only once; Third, the withdrawal of housing provident fund can be used to repay commercial housing loans or housing provident fund loans; Fourth, the maximum withdrawal amount of housing provident fund for repayment of loans cannot exceed one year's total repayment of loan principal and interest and the balance of loan principal and interest.