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Why does ICBC buy a fund, showing that it has not opened a fund account?
The capital account is not opened normally or not at all.

If the application for opening an account is not confirmed by the fund company or the user has not opened an account, the fund account is not opened.

You can open a fund account through personal online banking, mobile banking, manual service of telephone banking, self-service voice of telephone banking, self-service terminal and outlet counters of China Industrial and Commercial Bank.