For this year, the fund profits have been very good. If you buy it, it has been losing money for half a year, which means that you bought some funds at the high level in July, such as some funds in communications, 5G, and semiconductors. It was a loss for half a year. But it may be that if you buy at a high position and don't add a position at a low position, the cost will not be reduced, and it will naturally be more difficult to recover the capital. If you operate more safely and increase the position when the loss is -20%, then your time to recover the capital will be shortened a lot. For example, the market conditions for communications, 5G, and semiconductors mentioned above have not been good in the past six months, and many people have built positions at low levels, achieving profits of about 10%.

Maybe the operation of opening a position on dips is to increase the principal, and if this is unacceptable to you, then I suggest you buy funds from fund managers with better performance, with low retracement rates and good profitability