1. From the perspective of capital investment, the fixed investment of the fund is relatively small every month, as long as it is deducted from the monthly salary (at least 200 yuan every month), which is suitable for young people who have just graduated from school with low salary.

2. In terms of time, it is a long-term investment (usually 3-5 years), which can effectively avoid short-term fluctuations in the stock market. Stick to it for 3-5 years, and you will get something.

As far as young people are concerned, they can help you form the habit of compulsory saving. I don't think many a mickle makes a mickle now, but it will be a lot of money after a long time.

As for the choice of specific funds, I suggest choosing index funds. Although his income may not be as high as that of stock funds and hybrid funds, in the long run, his subscription fee and management fee are lower than those of other funds, and his advantage will come out in time.

For fund companies, there are many online fund companies, and the top ones are all good. Huaxia, Jiashi, etc. It's your choice.

6. There are three specific handling channels: the homepage of the fund company (recommended, with the highest rate and simple operation, as long as there is a bank card with online banking, which I have done myself), and banks or securities companies can also (the rate will be slightly higher, depending on the actual situation).

Financial management changes your life. I wish you a happy life and work!