There are the following smart financial management methods for 2, yuan:

1. Fixed investment fund

Investors can invest 2, yuan in the fund, and by constantly buying and increasing their holdings, they can share the cost of holding positions and spread risks. When the fund rebounds, they will implement a smile curve effect to exchange time for income.

2. Funds deposited in Yu 'ebao

The funds deposited in Yu 'ebao are used to buy some monetary funds, which have low risk and stable returns, and at the same time, are more convenient for investors' daily living expenses.

3. Deposit term

Compared with current account, deposit term has higher interest rate and lower risk compared with wealth management products.