There are three main investment channels for Yu 'ebao:

1, bonds;

2. Short-term financing bonds;

3. Inter-bank agreement deposits. (It is the bank's savings to institutions, and individual investors cannot participate. This is the main investment channel. )

The essence of Yu 'ebao is a monetary investment fund. The profit model of monetary investment fund is to invest the funds in the fund pool in various fields according to a certain proportion to obtain income. To put it simply, our fund holders entrust their own funds to fund investment companies for investment and gain added value. The guaranteed income announced by Yu 'ebao is 4.2%, which is very easy for money investment funds to achieve. Therefore, it is unlikely that Yu 'ebao will collapse. Because there are many kinds of funds, radical funds are more risky, and the publicity income is 10%. Compared with them, Tian Hong Fund behind Yu 'ebao is essentially a stable fund. Don't worry, it's safe.

Monetary fund is an open-end fund. According to the types of financial products invested by open-end funds, people divide open-end funds into four basic types: stock funds, hybrid funds, bond funds and monetary funds. The first two belong to the capital market, and the latter is the money market. Monetary funds mainly invest in short-term financial products with high security, such as bonds, central bank bills and repurchase. , also known as "quasi-savings products". Their main features are "worry-free principal, convenient demand, regular income, daily income and monthly dividend".

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