1, according to the fund type. Guangfa wallet belongs to money fund. Among all types of wealth management products, money fund is one of the safest types, which can be said to be second only to bank deposits.

2. Judging from past income. Since the establishment of 20 14, the product has benefited a lot from its six-year operation.

3. From the institutional point of view. The fund belongs to Guangfa Fund Management Co., Ltd., which enjoys a high reputation in China and is supervised by China Securities Regulatory Commission.

The money fund is safe. Related to its investment target, the money fund's investment target is money market instruments, which are issued by high-credit institutions such as the government, the central bank and commercial banks. On the other hand, money funds also have good liquidity, and most money funds support investors to redeem their accounts on the same day. However, the money fund is not absolutely safe, and there have been a few cases of money fund losses in history.