While countries around the world are facing low wages and low interest rates for young people, Taiwan’s childbearing age has also been delayed, leaving parents faced with the dual problems of raising children’s education funds and pensions. How to prepare a bucket with their children as early as possible?

Gold, it is urgent to take root in financial management education since childhood.

Cathay Pacific Little Sapling Financial Management Training Camp Children's financial management has become an indispensable part of today's family education. Judging from the average growth of Cathay Pacific Little Sapling Financial Management Account in the past three years, and the annual "Little Sapling Financial Management Training"

Amidst the flash sales of the camp as soon as registration opened, we found that more and more parents agree that in addition to giving fish, they should also give fishing rods to their children.

Therefore, while helping children save, they also actively build their MQ (Money Quotient) from an early age through financial education.

Parent-child learning, creating exclusive memories. In order to extend children's financial management to life, the "Little Sapling Financial Management Training Camp" has entered its 13th year. This year, it is the first to plan courses in the form of "parent-child learning".

In addition to inviting fourth- to sixth-grade elementary school children of the Millennial generation, parents of Generation

In addition to allowing parents to create beautiful memories with their children, we also hope that through parent participation and guidance, we can truly help children implement financial management concepts.

Children of different ages should be given different guidance on financial management and establishment of values.

In order to help parents fully understand children's financial management, the camp team specially invites financial writers to share their personal experiences and share with you how to gradually establish parent-child wealth management in life.

One plus one learns financial management, transforming financial knowledge into interesting stories and quizzes with prizes, allowing parents and children to learn financial management through education and fun.

Establishing correct values ??through pocket money management Among them, the question that troubles most parents the most is - at what age should children start giving pocket money?

How should I give it?

Financial writers pointed out that, after deducting necessary living expenses, such as meals and transportation expenses, children in first grade can be given ten yuan a day, and ten yuan more for each additional grade thereafter. Depending on the child's planning ability, the child can be given until he or she reaches elementary school or high school.

Pocket money is given out one month at a time.

"The most important thing is to cultivate the habit of keeping accounts and saving in children, and guide them to distinguish the difference between necessity, need and want." Parents can also require that children's necessary living expenses must be reimbursed in real terms, and entertainment that is not necessary for daily life can only be reimbursed.

Receive from savings.

Oriental families generally avoid talking about money, so it is recommended that preschoolers should have the concept of converting numbers into money, so that the connection between money and "value" can be further established through the distribution of pocket money at school age.

You can also take your children to donate money on the day when the pig-killing male bank account is full, so that the children can personally experience the benefits of saving, and let the children know that money is valuable, but it is not omnipotent, because there are many beautiful things and feelings that money cannot buy.

Arrived.

? "Cathay Shihua Little Sapling Financial Management Training Camp" invites parents and children to participate for the first time, integrating the spirit of inheritance from generation to generation, so that happiness can not only be shared but also extended.

Game competitions and peer learning deepen learning effectiveness. Through learning through play, learning effectiveness is doubled!

In order to help children easily understand abstract financial concepts, the Little Sapling Financial Management Workshop combines level-breaking games to allow parents and children to gradually understand currency, insurance, stocks, bonds and other investment tools through the game; and through the form of drama

, simulate various common fraud situations and guide children to deal with them correctly.

Parents were surprised and pleased to see that their fourth-grade daughter had learned how to use limited resources to purchase savings insurance and accident insurance in the Monopoly game. "If she had enough gold coins, she would have bought medical insurance." Some parents also shared.

, the design of the auction bidding activity, through parent-child discussions, allows children to understand that in addition to currency and money, such as Picasso's paintings, antique vases, pocket watches, etc., all have corresponding values.

Simulation dramas targeting lottery scams, fake kidnappings, and telecom payment frauds not only cultivate children's alertness, but also teach them how to protect themselves and deal with similar situations. The curriculum design of parent-child "performance" solutions also invisibly cultivates

The child’s ability to speak to the public.

"I'm very happy to see that with everyone's encouragement, the children dared to go on stage to speak, and they became more courageous to express themselves after stepping off the stage," the parent said.

Mothers in the camp also shared that in their daily lives, they will build up their children's concept of money and cultivate the habit of saving. Moreover, by participating in the camp, they can play games and competitions with many children of the same age and increase their interest in learning.

, deepen the impression, after a day of activities, the child's growth is obvious.

In addition, the financial management camp also uses DIY handicraft courses to allow parents and children to use their creativity to create their own exclusive account books, so that the habit of daily accounting can be implemented in life.