Decisively cut the meat, this way is the best policy, running fast can reduce losses, running slowly may sell at a low level. The premise of all decisive cuts is that the comprehensive performance of this fund is not optimistic, or the fluctuation brought by this fund has reached the point where you can't sleep at night. If it is only caused by short-term market fluctuations, we must wait and see.

Fund conversion is a little more advanced than direct conversion, but few people take fund conversion measures. If you are not optimistic about the fund, you can start a new stove through fund conversion to save transaction costs. Moreover, fund conversion can shorten the confirmation time of fund transactions.

Continue to hold, ignore short-term performance fluctuations, and wait until the fund returns to its capital, firmly believing that it can wait until time rises. This is one way, but it is not the best way, and the process may be longer. If it can be regarded as compulsory savings, it is not a short-term loss, but also a coping style.

If the decline of the fund is caused by market fluctuation, you can choose to invest in the fund and increase your position. When the position is low, that is, when the position is added, the cost can be effectively shared. You don't have to wait for the fund to rise back to its original position, you can already return to its original position. When the fund rises to its original position, you have already started to make money.

Build a portfolio. This operation started before the investment. Investing in the market according to product portfolio can achieve mutual balance between different products. When one sector falls, another sector may rise, which can make up for the loss. The most important thing to build a portfolio is to reduce the correlation. The lower the correlation, the more obvious the effect of risk diversification.