In this plan, when someone is in danger, those who participate in the plan will share the claims of those who are in danger equally, and those who participate in the plan will also receive the same major illness protection.
Mutual insurance. What? Since it is a mutual aid scheme for serious illness, then the protection must be a serious illness. Dad looked at the content of mutual protection:
1, 100 major diseases, including malignant tumors.
You can get 300,000 mutual funds before the age of 2.40, and only 6,543,800+mutual funds between the ages of 40 and 59.
The insurance coverage of 300,000/654.38+10,000 is not high compared with the highest critical illness insurance coverage of 500,000 or more on the market, and there is no other protection such as mild illness, moderate illness and exemption. In contrast, the protection of mutual treasure is actually relatively simple.
If you want to know more about Mutual Treasure, please click the link: "Is it necessary to join Mutual Treasure? Do you still need to buy critical illness insurance? 》
The advantage of mutual treasure is 1, and the entry threshold is low.
To join this mutual aid program, you only need to apply for review on Alipay Online, and the conditions for joining are only those mentioned above.
2. Pay first.
This is also the highlight of this plan. At the beginning, you don't need to pay a year or a month's fee like traditional insurance, but after joining, you can get protection, and then someone goes out of danger and everyone shares it equally.
3, the cost is low
Although the average allocation amount has skyrocketed by 50 times since the beginning, the allocation amount after the skyrocketing is only over one yuan, which will not exceed that of 200 yuan in one year. For the critical illness insurance in 200 yuan, which started in the market one year ago, this price is indeed the price of cabbage.
You can quit at any time.
It is not a problem for mutual insurance to surrender at any time, and it is generally not as entangled as insurance on whether to surrender, because the insurance cost is high, and there are risks in upgrading the policy or surrendering the product. Because of its low cost, Mutual Treasure won't be unwilling even if it quits, which has little influence on purchasing insurance products or replacing insurance products.