1. For example, your basic salary (deposit base) is 2, yuan, and the contribution ratio of companies and individuals is 1%. Regardless of the social security tax, the salary you receive is only 1,8 yuan per month, and 1% is paid into your provident fund account before the salary is paid, and at the same time, your company has to pay 2 yuan into your provident fund account, so you are actually.

2. The deposit ratio is determined by the company itself, and two data must be determined for the deposit of the provident fund, one is the deposit base (generally referring to the basic salary), and the other is the deposit ratio (a percentage, the highest is 12%, the lowest is generally 5%, and it is progressive by 1%). The deposit proportion is divided into unit proportion and individual proportion. The proportion of the company is unified by the whole unit, and the proportion of the individual is generally the same as that of the company, but individuals can also apply for a higher proportion, but it cannot be lower than the proportion of the company.