Changsha Bank's mobile banking functions are as follows:
1. Jin Furong Financial Management: One-click financial management/code scanning financial management, support the purchase of our own cards/other bank cards, and provide special products such as novice exclusive, social security exclusive and differential pricing;
2. Account management: support remote account opening, and enjoy financial life services such as balance management, convenient payment and asset management;
3. Happy second loan: online application, real-time lending, daily interest calculation and repayment;
4. Add cash: docking with the money fund, daily income, and carry it with you;
5. Convenient payment: one-stop service for illegal vehicles in Hunan, supporting social security, smart campus, living payment, etc.
6. One-click payment: innovative "cloud shield" technology, real-time arrival in 7*24 hours, automatic selection of intelligent routes, simple and worry-free payment scheme, easy and convenient face scanning code payment;
7. Online shopping mall: one yuan snapped up, discounted consumption, fast arrival;
8. Multi-terminal interaction: scan code login, make an appointment to queue up, withdraw money without a card, seamlessly connect with smart banks, and integrate online and offline services.
9. Happy family: Love is accumulated and donated, and we record the love mileage for you.
1. Bank card status is abnormal:
1. The card has been frozen due to loss reporting. If the bank card is lost, the bank will temporarily freeze the card after applying for loss reporting; The password entered incorrectly for more than 3 times that day was locked. Incorrect password input continuously. For security reasons, the card will be temporarily locked.
2. The degaussing of the bank card is unreadable, the card lasts for a long time, or it is easy to degauss with other items. The bank card has been cancelled. Bank card fees or other arrears are frozen by the bank. The bank card account has been frozen by the judiciary, and the bank card has not been renewed after its expiration.
3, second-clearing POS machine set code, jump code At present, the market is full of second-clearing machines. Due to the use of big merchant mode, credit card consumption records are in a state of chaos! In a similar situation, there will be credit card swiping records in several different cities within one day, which is very easy to be seized by bank monitoring.
Second, the solution of abnormal bank card status:
1. When the consumer transaction fails to return successfully, it should be confirmed that the transaction is unsuccessful (as long as the POS document cannot be printed successfully during the consumption process, the transaction is regarded as unsuccessful). You can check the card status and account balance of the issuing bank to confirm whether the card status is normal or not, and whether the amount of unsuccessful consumption is recorded. If the card status is abnormal, the reason should be inquired; If the consumption amount has been recorded, please ask the issuing bank to assist in the inquiry in time and transfer the unsuccessful consumption amount back.
2. We will issue you a new bank card when you ask us for a replacement card because the magnetic stripe of the old card is damaged or the card is expired. After receiving the new card, check whether the card number of the new card is the same as that of the old card. If it is a new card issued after the expiration of the old card, you should also pay attention to the service life of the old card. You should cut off the old card after it expires, and then use the new card.
3. If the new card is lost or stolen, the card number will be completely different from the old card. Please complete the card opening procedure after receiving the new card. There may be a certain handling fee for issuing new cards.
4. If you apply to stop the card voluntarily, please call us before cutting the card and sending it back to make sure that the card is no longer used. We will freeze your account to avoid the risk in the process of card withdrawal.
In addition, it should be noted that if your card expires and cannot be used, the creditor-debtor relationship of your account will remain unchanged. If your credit card is overdrawn, you still need to pay attention to the repayment period and amount.