Now we often buy funds in various platforms and channels, and this awareness of investment and financial management is very strong. We not only want to fight inflation by buying funds, but also want to use funds to gain more income and even achieve financial freedom. So which fund has the highest rate of return? Let's learn about the fund together.

Which fund has the highest rate of return?

I believe everyone knows that there are different types of funds according to different investment targets, mainly including stock funds, bond funds, money funds and investment funds, that is, FOF funds. To say which kind of rate of return is the highest, we usually say that the stock fund has the highest rate of return, but at the same time, we should also know that its risk is also the biggest. If the operation is improper, not only can it not have a higher rate of return, but it may even have a lower rate of return than other funds, or even a greater loss.

In fact, when buying stock funds, if you have a comprehensive understanding of the fund and learn the relevant methods of selecting the fund, the investment risk will be greatly reduced. In general, when choosing a fund, we can usually consider whether to choose a wide base or a narrow base first. If it is a narrow base, it is best to choose industries that we are familiar with, have development potential and have large market development space, and then compare them from historical performance, fund managers and other aspects. Among them, the fund manager can be said to be the soul of a fund and is very important.

In short, among many funds, the return rate of equity funds is generally higher, but the return is also accompanied by risks. If you don't have a systematic study and understanding of the fund and can't master the method of choosing a good fund, the risk will increase greatly. And if our risk tolerance is relatively low, then it is better to choose relatively stable bonds and money funds.