Users must have relevant knowledge in investing in funds, such as understanding the classification of funds and the risks of different types of funds. Common types of funds are money funds, bond funds, mixed funds, index funds, stock funds and so on. None of the above funds can guarantee the safety of the principal when investing.
Finally, users generally need to stick to investment funds for a long time, and it is difficult to make profits in the short term. Moreover, after the purchased fund loses money, users can make certain judgments according to the trend of the fund, and they can continue to hold it when they expect to continue to grow in the future, and they can get good returns after the subsequent increase.
Matters needing attention in purchasing funds
Before buying funds, investors should understand the charging standards and methods of funds, try to choose funds with less fees, or go to platforms with lower rates to buy funds.
Each fund's investment nature, investment direction and pursuit goal are different. If you mainly invest in small-cap stocks with great growth potential, the risks that investors have to bear are relatively high. If the investment direction is the stock or bond market with relatively stable performance, then his risk is relatively small and his income is relatively stable.
Therefore, investors should carefully read the fund prospectus, understand the fund investment content, evaluate the risk of the fund in advance, and then choose the product that suits them.