I can’t see that there is a personal account established in the medical insurance card.

The "Social Insurance Law of the People's Republic of China" has corresponding provisions: Article 21 New rural social pension insurance benefits consist of basic pensions and personal account pensions.

Rural residents who participate in the new rural social pension insurance meet the conditions prescribed by the state.

Receive new rural social pension insurance benefits on a monthly basis.

The portion of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

?Extended information:?Relevant legal provisions of the "Social Insurance Law of the People's Republic of China":?Article 31 The minimum payment standards, maximum payment limits and individual out-of-pocket ratio standards for urban social basic medical insurance shall be determined by the coordinating regional labor and security

The administrative department shall formulate it together with relevant departments.

Article 32 The scope of outpatient chronic diseases, outpatient specific items, outpatient mental illness, outpatient AIDS, and family hospital beds of the basic medical insurance for urban employees, and the categories of outpatient serious diseases covered by the basic medical insurance for urban residents and the serious illness medical insurance for migrant workers.

It shall be implemented in accordance with the relevant regulations of the coordinating regional labor and social security administrative department, and shall implement application access and filing management.

The medication scope of urban employee basic medical insurance shall be implemented in accordance with relevant national and provincial regulations, and the scope of medical services shall be implemented in accordance with relevant national and provincial regulations.