China Construction Bank's remittance and deposit service is a special RMB savings and deposit business of China Construction Bank, which has the characteristics of flexible deposit term, ladder interest rate, low threshold and high income. Simply put, it is a relatively flexible time deposit.

The minimum deposit of huicuntong is 1 1,000 yuan, which is 40% higher than the benchmark interest rate of the central bank in the same period. The longest deposit period is 3 years, and the highest annual interest rate can reach 3.85%.

The deposit medium supports debit cards, time all-in-one certificates and time certificates of deposit. For withdrawals of three months or more, interest can be accrued by floating 30% on the basis of the benchmark interest rate of the People's Bank of China according to the actual deposit days. The initial deposit amount of Huicuntong No.2 is 50,000 yuan with a term of 3 years.

Due withdrawal shall bear interest at the corresponding lump-sum withdrawal rate, and early withdrawal shall bear interest at the actual number of days and deposit period.

The longer the deposit period of this special savings deposit business, the higher the interest rate. But if there is a demand for funds, you can withdraw it at any time. The interest is calculated according to the actual deposit period, and the product guarantees the principal and interest, which is basically zero-risk financial management and enjoys the protection of national deposit insurance. It is safe and reliable.

As a special product launched by China Construction Bank, its safety is guaranteed at first, followed by its yield. State-owned banks can integrate their own funds for investment, and the huge amount of funds will play a much greater role than their own funds, and their income can also be safe and secure.

I would like to remind you that most of the wealth management products that generally promise annual income of 10% or more are frauds, so we must be cautious.